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Read more about the New Jersey health insurance marketplace. Read more about Medicaid expansion in New Jersey. Despite new federal short-term health insurance regulations that have rolled back restrictions on short-term plans, the plans are not for sale in New Jersey. A New Jersey statute that governs individual health insurance plans includes requirements that are not compatible with the short-term plans, so short-term coverage is essentially prohibited in the state — and short-term plans have not been sold in the state for 25 years. Read more about short-term health insurance in New Jersey

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In managed care, the services are generally provided by in-network providers with the managed care network controlling health care services and costs. There is also a maximum out-of-pocket limit the policyholder will pay when services are rendered. There are other types of policies that provide limited benefits, such as basic hospital expense, basic surgical expense, specified diseases and hospital indemnity plans. Federal Healthcare Reform. Please note - some of these resources were not developed by the Office, and some links will direct you to websites not maintained by the Office There are a variety of options to best fit individual needs, including in-home respite and adult day services

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